Am I Missing Something?

As I have been saying all along, Obamacare has very clear incentives, and they are not directed in a way that will make young healthy people buy more expensive health insurance than they did before. In fact, the law provides even stronger incentives to not buy insurance, because the policies they have to buy now are more expensive and with higher deductibles. Meanwhile the fine is a joke (less than $300 max versus health insurance premiums that will crowd, if not exceed $2,000.)

But step back and think about it. The whole reason for the individual mandate was to force young people to buy more insurance and more expensive insurance because they were not doing so in large enough numbers to balance out the actuarial tables. So in an effort to “make” them buy more, they managed to raise the price of the premiums while simultaneously making the fine virtually insignificant. Does anybody see this as helping accomplish their goal? If they wouldn’t buy it before, what on Earth makes them think they will now? Oh and remember the reason you used to want insurance? You know, how you would buy a policy in case you got cancer or some other serious disease? We all did so because you can't buy insurance after you get sick, right? Wrong. Now you can't be denied no matter how sick you are! So why buy "insurance" ahead of time?

Well, maybe they will all buy insurance out of loyalty to Obama. After all, they voted for him.